Protect Our
Homes and communities

Join Us in Resolving California’s
Homeowners & Renters Insurance Crisis

Insurance companies are leaving California rapidly, leaving many residents needing help to afford or obtain home insurance as rates increase. This crisis directly impacts our building industry and makes homeownership more difficult for families statewide, making homeownership unattainable.

Click to email your elected officials NOW!

As California’s home prices continue to rise due to limited housing supply, the dream of homeownership slips further away, due to state’s failure to address the current insurance crisis.

“The insurance market is in chaos.”

–John Garamendi, Congressman & Former CA Insurance Commissioner

Source: calmatters.org

The California Insurance system is failing and on the verge of collapsing due to the massive exodus of insurance companies who have left the state, skyrocketing insurance rates, and the growing number of homeowners who can’t afford insurance to protect their homes.

insurance companies leaving california

AAA
AIG
Allstate
Amica
Auto Club
Bamboo Insurance
Chubb Limited
Cincinnati
CSAA Insurance Exchange
Encompass
Erie Insurance
Farmers

Hippo
Lemonade
Liberty Mutual
MAPFRE
Mercury Insurance
Nation Wide
Nationwide
State Farm
Travelers
United Services Automobile Association
USAA

here’s what’s at stake:

Loss of Coverage: As insurance companies continue to exit California, homeowners have fewer choices with partial or no coverage.

Soaring Premiums: The doubling or tripling of insurance rates is not just a statistic. It’s a financial burden that many homeowners in California are facing.

Partial Coverage: Several renewed insurance policies don’t adequately cover the cost of rebuilding or repairing their homes, leaving families vulnerable in a disaster.

Impact/Loss on Homeownership: Rising premium costs are making homeownership increasingly unattainable for many Californians, which discourages potential buyers.

Housing Market Disruption: As homeowners face unaffordable insurance rates, there is a growing risk of displacement. Families may be forced to move away from their communities.

our call to action

This is a pivotal moment, and your voice is crucial. Ask your local elected officials to draft a resolution asking the Insurance Commissioner, Governor, and State Officials to declare a state of emergency and implement emergency regulatory and legislative measures to reinforce and stabilize California’s market for homeowners and commercial property insurance.

We must demand that our elected officials address this crisis with the urgency and seriousness it deserves. It’s time for solutions that protect all Californians, not just a select few.

Send an email or video or make a phone call to your local representatives to tell them WE NEED ACTION NOW to resolve this CRISIS!